Your whole life banking systemis already working.Can you see it?
You caught the strategy. Now you have the operating system — cash value, policy loans, capital deployments, and loan repayment in one purpose-built dashboard.
Free forever for one policy. No credit card required.
Managing a practice? See advisor pricing →
See your entire banking system in one place.
Total cash value, available capital, policy loans, deployments, loan repayment, spread, and capital velocity — together in one purpose-built dashboard for your whole life banking system.
When your banking system grows, visibility matters
As your banking system grows — more policies, more PUAs, more loans and repayments, more capital in motion — activity scatters across carrier portals, statements, screenshots, notes, and memory. Policy Stack brings it into one system of record so you can see what your strategy is actually doing.
Features
Precision tools for serious practitioners
Built for households running multiple policies, PUAs, loans, repayments, and deployed capital.
Every policy, one dashboard
Track cash value, death benefit, premiums, and loan balances across all carriers. Upload screenshots — we extract the numbers.
Know your loan position
See which policies are leveraged and by how much. Track loan repayment progress, available capital, and spread — never wonder about your loan position again.
Capital deployment tracking
Follow capital from policy loan to deployment and back. Cash flow schedules, note progress, and maturity dates — the full cycle, tracked.
Debt Sequencer + more tools
Start with the Debt Sequencer — compare debt elimination strategies with and without policy loans. More strategic tools launching soon.
System intelligence
Weekly analysis of your banking system. Track velocity trends, system-level metrics, and capital performance — delivered automatically each week.
Banking system statements
Generate bank-style PDF statements filtered by policy, insured, or carrier. Choose your columns, set your date range, and export exactly what you need.
If you understand what's really happening, you'll know what to do.
Pricing
Start free. Upgrade when you're ready.
- 1 policy, unlimited loans
- Manual Policy Snapshot updates onlyNo AI document extraction.
- 5 deployments, 5 goals
- Debt Sequencer
- Promissory Note TrackerTrack notes receivable, payments, and amortization schedules.
- AI Assistant for helpGet answers about Policy Stack and whole life banking concepts.
- 250 MB document storage
- Net Worth Tracker
- AI Insights
- Document extraction
- Advanced analytics
- Export
- Everything in Starter, plus:
- Unlimited policies, loans, deployments
- AI Assistant — full mode, unlimitedAsk questions about your policies. Strategize. Upload documents. Update data.
- AI Insights — unlimitedPersonalized strategy analysis powered by AI.
- Smart Document ExtractionUpload statements or carrier screenshots — values populate automatically.
- Advanced Analytics
- Debt Sequencer + strategic toolsDebt Sequencer and Income Stacker available now. More strategic tools launching soon.
- CSV + PDF export
- Shareable URLs for strategic tools
- Partner collaboration
- Unlimited storage
Join the waitlist — launching soon
We're putting the finishing touches on launch. Get notified the moment your tier opens.
Banker Pro · Coming soon
You lend the capital. We handle the collections.
Upload your note, invite your borrower, and set a repayment schedule. Banker Pro handles everything from there.
Automated ACH collection
Set a repayment schedule once. Payments pull automatically on the due date — no chasing, no checks.
Borrower portal
Your borrower sees their balance, upcoming payments, and full payment history in one place.
Late fees and reminders
Configurable grace periods, automatic late fees, and payment reminders sent on your behalf.
For Whole Life Professionals
Scale your practice. Delight your clients.
Give your clients Builder Pro from day one — more value, more reason to refer, more reason to stay. A CRM that speaks Whole Life. Scenario tools your clients can see. Pipeline tracking from first conversation to policy issued. Purpose-built practice infrastructure — not another generic CRM.
Start with a 30-day free trial. Plans from $49/month.